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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ManagementIntegrationExpensesOpeCF" xlink:to="label_ManagementIntegrationExpensesOpeCF_2" />
    <link:label xlink:type="resource" xlink:label="label_BadDebtRelatedExpensesOpeCF" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_BadDebtRelatedExpensesOpeCF">Bad debt related expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BadDebtRelatedExpensesOpeCF" xlink:to="label_BadDebtRelatedExpensesOpeCF" />
    <link:label xlink:type="resource" xlink:label="label_BadDebtRelatedExpensesOpeCF_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_BadDebtRelatedExpensesOpeCF_2">Bad debt related expenses-OpeCF</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BadDebtRelatedExpensesOpeCF" xlink:to="label_BadDebtRelatedExpensesOpeCF_2" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseIncreaseInCashLoansAndBillsDiscountedForBankingBusinessOpeCF" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DecreaseIncreaseInCashLoansAndBillsDiscountedForBankingBusinessOpeCF">Decrease (increase) in cash loans and bills discounted for banking business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseIncreaseInCashLoansAndBillsDiscountedForBankingBusinessOpeCF" xlink:to="label_DecreaseIncreaseInCashLoansAndBillsDiscountedForBankingBusinessOpeCF" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseIncreaseInCashLoansAndBillsDiscountedForBankingBusinessOpeCF_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DecreaseIncreaseInCashLoansAndBillsDiscountedForBankingBusinessOpeCF_2">Decrease (increase) in cash loans and bills discounted for banking business-OpeCF</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseIncreaseInCashLoansAndBillsDiscountedForBankingBusinessOpeCF" xlink:to="label_DecreaseIncreaseInCashLoansAndBillsDiscountedForBankingBusinessOpeCF_2" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInCommercialPapersOpeCF" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_IncreaseDecreaseInCommercialPapersOpeCF">Increase (decrease) in commercial papers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInCommercialPapersOpeCF" xlink:to="label_IncreaseDecreaseInCommercialPapersOpeCF" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInCommercialPapersOpeCF_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_IncreaseDecreaseInCommercialPapersOpeCF_2">Increase (decrease) in commercial papers-OpeCF</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInCommercialPapersOpeCF" xlink:to="label_IncreaseDecreaseInCommercialPapersOpeCF_2" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReserveForInsurancePolicyLiabilitiesOpeCF" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_IncreaseDecreaseInReserveForInsurancePolicyLiabilitiesOpeCF">Increase (decrease) in reserve for insurance policy liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReserveForInsurancePolicyLiabilitiesOpeCF" xlink:to="label_IncreaseDecreaseInReserveForInsurancePolicyLiabilitiesOpeCF" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReserveForInsurancePolicyLiabilitiesOpeCF_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_IncreaseDecreaseInReserveForInsurancePolicyLiabilitiesOpeCF_2">Increase (decrease) in reserve for insurance policy liabilities -OpeCF</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReserveForInsurancePolicyLiabilitiesOpeCF" xlink:to="label_IncreaseDecreaseInReserveForInsurancePolicyLiabilitiesOpeCF_2" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromSalesAndLeasebacksOpeCF" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ProceedsFromSalesAndLeasebacksOpeCF">Proceeds from sales and leasebacks</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSalesAndLeasebacksOpeCF" xlink:to="label_ProceedsFromSalesAndLeasebacksOpeCF" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromSalesAndLeasebacksOpeCF_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ProceedsFromSalesAndLeasebacksOpeCF_2">Proceeds from sales and leasebacks-OpeCF</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSalesAndLeasebacksOpeCF" xlink:to="label_ProceedsFromSalesAndLeasebacksOpeCF_2" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromCollectionOfShortTermLoansReceivableOpeCF" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ProceedsFromCollectionOfShortTermLoansReceivableOpeCF">Proceeds from collection of short-term loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromCollectionOfShortTermLoansReceivableOpeCF" xlink:to="label_ProceedsFromCollectionOfShortTermLoansReceivableOpeCF" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromCollectionOfShortTermLoansReceivableOpeCF_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ProceedsFromCollectionOfShortTermLoansReceivableOpeCF_2">Proceeds from collection of short-term loans receivable - OpeCF</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromCollectionOfShortTermLoansReceivableOpeCF" xlink:to="label_ProceedsFromCollectionOfShortTermLoansReceivableOpeCF_2" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromLiquidationOfSubsidiarieAndAssociateInvCF" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ProceedsFromLiquidationOfSubsidiarieAndAssociateInvCF">Proceeds from liquidation of subsidiarie and associate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromLiquidationOfSubsidiarieAndAssociateInvCF" xlink:to="label_ProceedsFromLiquidationOfSubsidiarieAndAssociateInvCF" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromLiquidationOfSubsidiarieAndAssociateInvCF_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ProceedsFromLiquidationOfSubsidiarieAndAssociateInvCF_2">Proceeds from liquidation of subsidiarie and associate-InvCF</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromLiquidationOfSubsidiarieAndAssociateInvCF" xlink:to="label_ProceedsFromLiquidationOfSubsidiarieAndAssociateInvCF_2" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromBusinessAcquisitionInvCF" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ProceedsFromBusinessAcquisitionInvCF">Proceeds from business acquisition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromBusinessAcquisitionInvCF" xlink:to="label_ProceedsFromBusinessAcquisitionInvCF" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromBusinessAcquisitionInvCF_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ProceedsFromBusinessAcquisitionInvCF_2">Proceeds from business acquisition-InvCF</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromBusinessAcquisitionInvCF" xlink:to="label_ProceedsFromBusinessAcquisitionInvCF_2" />
    <link:label xlink:type="resource" xlink:label="label_InterestOnLoansAndDiscountsFromBankingBusinessRevOA" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InterestOnLoansAndDiscountsFromBankingBusinessRevOA">Interest on loans and discounts from banking business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestOnLoansAndDiscountsFromBankingBusinessRevOA" xlink:to="label_InterestOnLoansAndDiscountsFromBankingBusinessRevOA" />
    <link:label xlink:type="resource" xlink:label="label_InterestOnLoansAndDiscountsFromBankingBusinessRevOA_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InterestOnLoansAndDiscountsFromBankingBusinessRevOA_2">Interest on loans and discounts from banking business-RevOA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestOnLoansAndDiscountsFromBankingBusinessRevOA" xlink:to="label_InterestOnLoansAndDiscountsFromBankingBusinessRevOA_2" />
    <link:label xlink:type="resource" xlink:label="label_InterestAndDividendsOnSecuritiesFromBankingBusinessRevOA" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InterestAndDividendsOnSecuritiesFromBankingBusinessRevOA">Interest and dividends on securities from banking business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndDividendsOnSecuritiesFromBankingBusinessRevOA" xlink:to="label_InterestAndDividendsOnSecuritiesFromBankingBusinessRevOA" />
    <link:label xlink:type="resource" xlink:label="label_InterestAndDividendsOnSecuritiesFromBankingBusinessRevOA_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InterestAndDividendsOnSecuritiesFromBankingBusinessRevOA_2">Interest and dividends on securities from banking business-RevOA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndDividendsOnSecuritiesFromBankingBusinessRevOA" xlink:to="label_InterestAndDividendsOnSecuritiesFromBankingBusinessRevOA_2" />
    <link:label xlink:type="resource" xlink:label="label_InterestIncomeRevOA" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InterestIncomeRevOA">Interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeRevOA" xlink:to="label_InterestIncomeRevOA" />
    <link:label xlink:type="resource" xlink:label="label_InterestIncomeRevOA_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InterestIncomeRevOA_2">Interest income-RevOA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeRevOA" xlink:to="label_InterestIncomeRevOA_2" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceRevenueRevOAAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InsuranceRevenueRevOAAbstract">Insurance revenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceRevenueRevOAAbstract" xlink:to="label_InsuranceRevenueRevOAAbstract" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceRevenueRevOAAbstract_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InsuranceRevenueRevOAAbstract_2">Insurance revenue -RevOA [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceRevenueRevOAAbstract" xlink:to="label_InsuranceRevenueRevOAAbstract_2" />
    <link:label xlink:type="resource" xlink:label="label_OtherInsuranceRevenueRevOA" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OtherInsuranceRevenueRevOA">Other insurance revenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherInsuranceRevenueRevOA" xlink:to="label_OtherInsuranceRevenueRevOA" />
    <link:label xlink:type="resource" xlink:label="label_OtherInsuranceRevenueRevOA_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OtherInsuranceRevenueRevOA_2">Other insurance revenue -RevOA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherInsuranceRevenueRevOA" xlink:to="label_OtherInsuranceRevenueRevOA_2" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceRevenueRevOA" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InsuranceRevenueRevOA">Insurance revenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceRevenueRevOA" xlink:to="label_InsuranceRevenueRevOA" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceRevenueRevOA_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InsuranceRevenueRevOA_2">Insurance revenue-RevOA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceRevenueRevOA" xlink:to="label_InsuranceRevenueRevOA_2" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceRevenueRevOA_3" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel" id="label_InsuranceRevenueRevOA_3">Total Insurance revenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceRevenueRevOA" xlink:to="label_InsuranceRevenueRevOA_3" />
    <link:label xlink:type="resource" xlink:label="label_InterestExpensesCOSExpOA" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InterestExpensesCOSExpOA">Interest expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpensesCOSExpOA" xlink:to="label_InterestExpensesCOSExpOA" />
    <link:label xlink:type="resource" xlink:label="label_InterestExpensesCOSExpOA_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InterestExpensesCOSExpOA_2">Interest expenses-COSExpOA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpensesCOSExpOA" xlink:to="label_InterestExpensesCOSExpOA_2" />
    <link:label xlink:type="resource" xlink:label="label_InterestOnDepositsFromBankingBusinessCOSExpOA" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InterestOnDepositsFromBankingBusinessCOSExpOA">Interest on deposits from banking business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestOnDepositsFromBankingBusinessCOSExpOA" xlink:to="label_InterestOnDepositsFromBankingBusinessCOSExpOA" />
    <link:label xlink:type="resource" xlink:label="label_InterestOnDepositsFromBankingBusinessCOSExpOA_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InterestOnDepositsFromBankingBusinessCOSExpOA_2">Interest on deposits from banking business-COSExpOA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestOnDepositsFromBankingBusinessCOSExpOA" xlink:to="label_InterestOnDepositsFromBankingBusinessCOSExpOA_2" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceExpensesCOSExpOAAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InsuranceExpensesCOSExpOAAbstract">Insurance expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceExpensesCOSExpOAAbstract" xlink:to="label_InsuranceExpensesCOSExpOAAbstract" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceExpensesCOSExpOAAbstract_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InsuranceExpensesCOSExpOAAbstract_2">Insurance expenses-COSExpOA [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceExpensesCOSExpOAAbstract" xlink:to="label_InsuranceExpensesCOSExpOAAbstract_2" />
    <link:label xlink:type="resource" xlink:label="label_OtherInsuranceExpensesCOSExpOA" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OtherInsuranceExpensesCOSExpOA">Other insurance expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherInsuranceExpensesCOSExpOA" xlink:to="label_OtherInsuranceExpensesCOSExpOA" />
    <link:label xlink:type="resource" xlink:label="label_OtherInsuranceExpensesCOSExpOA_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OtherInsuranceExpensesCOSExpOA_2">Other insurance expenses -COSExpOA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherInsuranceExpensesCOSExpOA" xlink:to="label_OtherInsuranceExpensesCOSExpOA_2" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceExpensesCOSExpOA" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InsuranceExpensesCOSExpOA">Insurance expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceExpensesCOSExpOA" xlink:to="label_InsuranceExpensesCOSExpOA" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceExpensesCOSExpOA_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InsuranceExpensesCOSExpOA_2">Insurance expenses-COSExpOA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceExpensesCOSExpOA" xlink:to="label_InsuranceExpensesCOSExpOA_2" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceExpensesCOSExpOA_3" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel" id="label_InsuranceExpensesCOSExpOA_3">Total Insurance expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceExpensesCOSExpOA" xlink:to="label_InsuranceExpensesCOSExpOA_3" />
    <link:label xlink:type="resource" xlink:label="label_GainOnLiquidationOfInvestmentSecuritiesEI" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_GainOnLiquidationOfInvestmentSecuritiesEI">Gain on liquidation of investment securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnLiquidationOfInvestmentSecuritiesEI" xlink:to="label_GainOnLiquidationOfInvestmentSecuritiesEI" />
    <link:label xlink:type="resource" xlink:label="label_GainOnLiquidationOfInvestmentSecuritiesEI_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_GainOnLiquidationOfInvestmentSecuritiesEI_2">Gain on liquidation of investment securities-EI</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnLiquidationOfInvestmentSecuritiesEI" xlink:to="label_GainOnLiquidationOfInvestmentSecuritiesEI_2" />
    <link:label xlink:type="resource" xlink:label="label_ManagementIntegrationExpensesEL" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ManagementIntegrationExpensesEL">Management integration expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ManagementIntegrationExpensesEL" xlink:to="label_ManagementIntegrationExpensesEL" />
    <link:label xlink:type="resource" xlink:label="label_ManagementIntegrationExpensesEL_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ManagementIntegrationExpensesEL_2">Management integration expenses-EL</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ManagementIntegrationExpensesEL" xlink:to="label_ManagementIntegrationExpensesEL_2" />
    <link:label xlink:type="resource" xlink:label="label_SystemMigrationRelatedExpensesEL" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_SystemMigrationRelatedExpensesEL">System migration related expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SystemMigrationRelatedExpensesEL" xlink:to="label_SystemMigrationRelatedExpensesEL" />
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    <link:label xlink:type="resource" xlink:label="label_NagasakaTakashiMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_NagasakaTakashiMember">Nagasaka, Takashi [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NagasakaTakashiMember" xlink:to="label_NagasakaTakashiMember" />
    <link:label xlink:type="resource" xlink:label="label_NagasakaTakashiMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_NagasakaTakashiMember_2">Nagasaka, Takashi</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NagasakaTakashiMember" xlink:to="label_NagasakaTakashiMember_2" />
    <link:label xlink:type="resource" xlink:label="label_WatanabeMakiMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_WatanabeMakiMember">Watanabe, Maki</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatanabeMakiMember" xlink:to="label_WatanabeMakiMember" />
    <link:label xlink:type="resource" xlink:label="label_WatanabeMakiMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_WatanabeMakiMember_2">Watanabe, Maki [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatanabeMakiMember" xlink:to="label_WatanabeMakiMember_2" />
    <link:label xlink:type="resource" xlink:label="label_YogoYukoMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_YogoYukoMember">Yogo, Yuko</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="YogoYukoMember" xlink:to="label_YogoYukoMember" />
    <link:label xlink:type="resource" xlink:label="label_YogoYukoMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_YogoYukoMember_2">Yogo, Yuko [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="YogoYukoMember" xlink:to="label_YogoYukoMember_2" />
    <link:label xlink:type="resource" xlink:label="label_OnoYasukoMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OnoYasukoMember">Ono, Yasuko</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OnoYasukoMember" xlink:to="label_OnoYasukoMember" />
    <link:label xlink:type="resource" xlink:label="label_OnoYasukoMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OnoYasukoMember_2">Ono, Yasuko [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OnoYasukoMember" xlink:to="label_OnoYasukoMember_2" />
    <link:label xlink:type="resource" xlink:label="label_FujimotoTakafumiMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_FujimotoTakafumiMember">Fujimoto, Takafumi</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FujimotoTakafumiMember" xlink:to="label_FujimotoTakafumiMember" />
    <link:label xlink:type="resource" xlink:label="label_FujimotoTakafumiMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_FujimotoTakafumiMember_2">Fujimoto, Takafumi [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FujimotoTakafumiMember" xlink:to="label_FujimotoTakafumiMember_2" />
    <link:label xlink:type="resource" xlink:label="label_FukayamaTomoharuMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_FukayamaTomoharuMember">Fukayama, Tomoharu</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FukayamaTomoharuMember" xlink:to="label_FukayamaTomoharuMember" />
    <link:label xlink:type="resource" xlink:label="label_FukayamaTomoharuMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_FukayamaTomoharuMember_2">Fukayama, Tomoharu[member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FukayamaTomoharuMember" xlink:to="label_FukayamaTomoharuMember_2" />
    <link:label xlink:type="resource" xlink:label="label_MishimaShigekiMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_MishimaShigekiMember">Mishima, Shigeki</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MishimaShigekiMember" xlink:to="label_MishimaShigekiMember" />
    <link:label xlink:type="resource" xlink:label="label_MishimaShigekiMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_MishimaShigekiMember_2">Mishima, Shigeki[member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MishimaShigekiMember" xlink:to="label_MishimaShigekiMember_2" />
    <link:label xlink:type="resource" xlink:label="label_TaniShinichiroMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_TaniShinichiroMember">Tani, Shinichiro</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaniShinichiroMember" xlink:to="label_TaniShinichiroMember" />
    <link:label xlink:type="resource" xlink:label="label_TaniShinichiroMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_TaniShinichiroMember_2">Tani, Shinichiro [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaniShinichiroMember" xlink:to="label_TaniShinichiroMember_2" />
    <link:label xlink:type="resource" xlink:label="label_KobayashiAkioMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_KobayashiAkioMember">Kobayashi, Akio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="KobayashiAkioMember" xlink:to="label_KobayashiAkioMember" />
    <link:label xlink:type="resource" xlink:label="label_KobayashiAkioMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_KobayashiAkioMember_2">Kobayashi, Akio[member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="KobayashiAkioMember" xlink:to="label_KobayashiAkioMember_2" />
    <link:label xlink:type="resource" xlink:label="label_DomesticReportableSegmentsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DomesticReportableSegmentsMember">Domestic</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DomesticReportableSegmentsMember" xlink:to="label_DomesticReportableSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_DomesticReportableSegmentsMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DomesticReportableSegmentsMember_2">Domestic, Reportable segments [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DomesticReportableSegmentsMember" xlink:to="label_DomesticReportableSegmentsMember_2" />
    <link:label xlink:type="resource" xlink:label="label_RetailReportableSegmentsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RetailReportableSegmentsMember">Retail</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetailReportableSegmentsMember" xlink:to="label_RetailReportableSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_RetailReportableSegmentsMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RetailReportableSegmentsMember_2">Retail, Reportable segments [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetailReportableSegmentsMember" xlink:to="label_RetailReportableSegmentsMember_2" />
    <link:label xlink:type="resource" xlink:label="label_SolutionsReportableSegmentsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_SolutionsReportableSegmentsMember">Solutions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SolutionsReportableSegmentsMember" xlink:to="label_SolutionsReportableSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_SolutionsReportableSegmentsMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_SolutionsReportableSegmentsMember_2">Solutions, Reportable segments [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SolutionsReportableSegmentsMember" xlink:to="label_SolutionsReportableSegmentsMember_2" />
    <link:label xlink:type="resource" xlink:label="label_GlobalReportableSegmentsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_GlobalReportableSegmentsMember">Global</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GlobalReportableSegmentsMember" xlink:to="label_GlobalReportableSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_GlobalReportableSegmentsMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_GlobalReportableSegmentsMember_2">Global, Reportable segments [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GlobalReportableSegmentsMember" xlink:to="label_GlobalReportableSegmentsMember_2" />
    <link:label xlink:type="resource" xlink:label="label_ChinaAreaReportableSegmentsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ChinaAreaReportableSegmentsMember">China Area</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChinaAreaReportableSegmentsMember" xlink:to="label_ChinaAreaReportableSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_ChinaAreaReportableSegmentsMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ChinaAreaReportableSegmentsMember_2">China Area, Reportable segments [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChinaAreaReportableSegmentsMember" xlink:to="label_ChinaAreaReportableSegmentsMember_2" />
    <link:label xlink:type="resource" xlink:label="label_MekongAreaReportableSegmentsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_MekongAreaReportableSegmentsMember">Mekong Area</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MekongAreaReportableSegmentsMember" xlink:to="label_MekongAreaReportableSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_MekongAreaReportableSegmentsMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_MekongAreaReportableSegmentsMember_2">Mekong Area, Reportable segments [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MekongAreaReportableSegmentsMember" xlink:to="label_MekongAreaReportableSegmentsMember_2" />
    <link:label xlink:type="resource" xlink:label="label_MalayAreaReportableSegmentsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_MalayAreaReportableSegmentsMember">Malay Area</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MalayAreaReportableSegmentsMember" xlink:to="label_MalayAreaReportableSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_MalayAreaReportableSegmentsMember_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_MalayAreaReportableSegmentsMember_2">Malay Area, Reportable segments [member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MalayAreaReportableSegmentsMember" xlink:to="label_MalayAreaReportableSegmentsMember_2" />
    <link:label xlink:type="resource" xlink:label="label_ProvisionForPossibleCreditLossesSegmentInformation" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ProvisionForPossibleCreditLossesSegmentInformation">Provision for possible credit losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProvisionForPossibleCreditLossesSegmentInformation" xlink:to="label_ProvisionForPossibleCreditLossesSegmentInformation" />
    <link:label xlink:type="resource" xlink:label="label_ProvisionForPossibleCreditLossesSegmentInformation_2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ProvisionForPossibleCreditLossesSegmentInformation_2">Provision for possible credit losses, Segment information</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProvisionForPossibleCreditLossesSegmentInformation" xlink:to="label_ProvisionForPossibleCreditLossesSegmentInformation_2" />
  </link:labelLink>
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