<?xml version="1.0" encoding="utf-8"?>
<!-- Generated by PRONEXUS WORKS -->
<xsd:schema xmlns:jpcrp030000-asr_E01723-000="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E01723-000/2025-02-28/01/2025-05-23" xmlns:jpdei_cor="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:jppfs_cor="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2023-12-01/jppfs_cor" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E01723-000/2025-02-28/01/2025-05-23" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2023-12-01/jpcrp_cor_2023-12-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2023-12-01/jpcrp_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2023-12-01/jpcrp_rt_2023-12-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2023-12-01/jpcrp_rt" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2023-12-01/jppfs_cor_2023-12-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2023-12-01/jppfs_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2023-12-01/jppfs_rt_2023-12-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2023-12-01/jppfs_rt" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt" />
  <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
  <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01723-000_2025-02-28_01_2025-05-23_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01723-000_2025-02-28_01_2025-05-23_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01723-000_2025-02-28_01_2025-05-23_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01723-000_2025-02-28_01_2025-05-23_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01723-000_2025-02-28_01_2025-05-23_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2023-12-01/label/jpcrp_2023-12-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2023-12-01/label/jpcrp_2023-12-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2023-12-01/label/jpcrp_2023-12-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2023-12-01/label/jppfs_2023-12-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2023-12-01/label/jppfs_2023-12-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2023-12-01/label/jppfs_2023-12-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/r/jpdei_000100-000_2013-08-31_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element id="jpcrp030000-asr_E01723-000_ReferenceToOtherInformationStrategyHumanCapital" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformationStrategyHumanCapital" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_GovernanceClimateChangeTextBlock" xbrli:periodType="instant" abstract="false" name="GovernanceClimateChangeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_ReferenceToOtherInformationGovernanceClimateChange" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformationGovernanceClimateChange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_StrategyClimateChangeTextBlock" xbrli:periodType="instant" abstract="false" name="StrategyClimateChangeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_RiskManagementClimateChangeTextBlock" xbrli:periodType="instant" abstract="false" name="RiskManagementClimateChangeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_ReferenceToOtherInformationRiskManagementClimateChange" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformationRiskManagementClimateChange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_MetricsAndTargetsClimateChangeTextBlock" xbrli:periodType="instant" abstract="false" name="MetricsAndTargetsClimateChangeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_NotesChangesInAccountingPoliciesNAConsolidatedFinancialStatementsTextBlock" xbrli:periodType="duration" abstract="false" name="NotesChangesInAccountingPoliciesNAConsolidatedFinancialStatementsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_NotesChangesInAccountingPoliciesNAFinancialStatementsTextBlock" xbrli:periodType="duration" abstract="false" name="NotesChangesInAccountingPoliciesNAFinancialStatementsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_JapanReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="JapanReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_UnitedStatesOfAmericaReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="UnitedStatesOfAmericaReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_UnitedKingdomReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="UnitedKingdomReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_FranceReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="FranceReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_ChinaReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="ChinaReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_TakeuchiAkioMember" xbrli:periodType="duration" abstract="true" name="TakeuchiAkioMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_TakeuchiToshiyaMember" xbrli:periodType="duration" abstract="true" name="TakeuchiToshiyaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_WatanabeTakahikoMember" xbrli:periodType="duration" abstract="true" name="WatanabeTakahikoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_ClayEubanksMember" xbrli:periodType="duration" abstract="true" name="ClayEubanksMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_KobayashiOsamuMember" xbrli:periodType="duration" abstract="true" name="KobayashiOsamuMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_YokoyamaHiroshiMember" xbrli:periodType="duration" abstract="true" name="YokoyamaHiroshiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_KusamaMinoruMember" xbrli:periodType="duration" abstract="true" name="KusamaMinoruMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_IwabuchiMichioMember" xbrli:periodType="duration" abstract="true" name="IwabuchiMichioMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_MiyataYukoMember" xbrli:periodType="duration" abstract="true" name="MiyataYukoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_OriEikoMember" xbrli:periodType="duration" abstract="true" name="OriEikoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01723-000_AndoKunitakeMember" xbrli:periodType="duration" abstract="true" name="AndoKunitakeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
</xsd:schema>